SMBC Group Financial and Economic Education
learningBOXON’s “First” Financial Education! Learning content designed to help you acquire accurate financial knowledge and sound judgment
"SMBC Group Financial and Economic Education" is educational content based on a proven training program that distills the expertise of the SMBC Group, a leader in the financial industry. With easy-to-understand explanations that break down technical terms, even beginners can learn the fundamentals thoroughly.
Introduction to the Training Program: “A Guide to Money and Daily Life”
■ Goals of the study
Participants will acquire the “financial literacy” necessary for working adults, enabling them to plan their own lives, build assets appropriately, and avoid financial problems.
■Course Outline
- Life Planning and Household Budgeting:Understand how to read your pay stubs and how taxes and social insurance work, and create a financial plan with an eye toward the future
- Knowledge for Becoming a Savvy Consumer:Learn the basics of contracts, how to use loans and credit appropriately, and the importance of protecting your personal “credit.”
- Measures to Address Financial Problems:Learn about the dangers lurking in everyday life—such as sophisticated scams, the recent rise in illegal part-time jobs, and credit card issues—and how to deal with them
- Wealth Building and Risk Management:Understand the basics of long-term, regular, and diversified investing using NISA and iDeCo, as well as how to choose insurance to prepare for the unexpected
■ Curriculum
| The Importance of Financial Literacy | The "100-Year Life" Era: The Current Situation in Japan, etc. |
|---|---|
| Chapter 1: Let's Create a Life Plan | Household Finances, Life’s Three Major Financial Goals, Reasons for Working, Labor Issues, etc. |
| Chapter 2: Becoming a Smart Consumer | Contract Basics, Consumer Protection, How Loans and Credit Work, etc. |
| Financial Problems | The Reality of Specialized Fraud and Illegal Part-Time Jobs, and Countermeasures, etc. |
| Chapter 3: Understanding How Finance and the Economy Work | Economic Fluctuations, the Role of the Bank of Japan, the SDGs, etc. |
| Chapter 4: Making the Most of Financial Products and Insurance | The Importance of Asset Management, NISA, iDeCo, Life Insurance, Property and Casualty Insurance, etc. |
| Chapter 5: Understanding the Mechanisms of a Mutual-Support Society | Pension systems, social insurance, taxes, how to read pay stubs and withholding tax statements, etc. |
*Each chapter includes a short quiz and Q&A section to check your understanding.
Pricing
■Unlimited Annual Plan
99,000 yen (tax included) / Unlimited participants (per corporation or organization)
*All employees within the company (including those who have received job offers) may take this course as many times as they like for one year.